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Wealth Management for Women

Lynn with Golden Eggs

Wealth management for women is essential now more than ever.


A growing number of women want and need to take charge of their own finances. They want a successful financial journey for a lifetime of wealth, including saving for retirement, putting their family’s finances in order, or helping children manage their financial futures.


It is common for women to rely on advisors to help them navigate complex wealth issues, which are critical to ensuring their financial futures are well-protected and secure. Yet women need to understand more about finances so they can be less dependent on “experts” and more empowered to think critically.


lYNN W PHAT STACKSHistorically, there still exist many barriers for women to build and maintain real wealth. Pay differences, career breaks, and a need to work flexibly for childcare can all inhibit their ability to accumulate or preserve assets. Bias in the workplace and lack of advancement opportunities are impediments.


Women also tend to have different needs and priorities when it comes to wealth management and require a different type of service than men. For instance, they often need to define specific objectives and then design an investment portfolio that helps them achieve those goals.


The key to success is educating women about the importance of wealth management and investing so they can make informed decisions that align with their unique circumstances and needs. The best way to start is finding a Money Mentor who not only understands financial planning and wealth management but specifically as it applies to women.


Investing is integral to building wealth, but it’s easy to get overwhelmed by all the available options. By defining your goals and creating a plan that supports them, you can gain the confidence to save and invest for the long term.


To do this, it’s important to have a purpose-driven advisory process that helps you clearly identify your objectives and create a portfolio designed for you.


This allows you to focus on what matters most to you while leaving your financial adviser with the tools they need to deliver advice that is appropriate for you.


  • embossed gold coinWhat about Longevity?
    When it comes to wealth management, longevity is a key consideration. Not only does longevity impact an individual’s current lifestyle, but it also affects how much they’ll be able to save in retirement. Women tend to have a longer life expectancy than men. It is vital that they can enjoy that long life with Financial Freedom.
  • What is Liquidity?
    In financial markets, liquidity refers to the ease with which an asset can be exchanged for cash without a major loss in value. This type of liquidity is important to business owners and investors alike because it allows them to sell their assets quickly without incurring a large loss in value and use the proceeds for other purposes. In wealth management for women, liquidity plays a central role in determining their investment strategy and ability to meet their financial goals.”
    Liquidity is a critical factor in how they choose to fund their long-term goals, including leaving a legacy for the next generation, supporting a postretirement lifestyle, endowing a family business, and making a social impact in the community.
    To make wealth management work, advisors must understand the financial life journeys of their clients. Then, they must understand how to approach conversations about wealth with them in a way that is tailored to their specific needs and goals.
  • What is Your Legacy?
    Women hold more than a third of the world’s wealth, with their share expected to grow significantly in the years ahead. They are adding $5 trillion to the global wealth pool annually–a compound annual growth rate (CAGR) of 6.1% from 2016 to 2019.


Many factors, including rising economic clout and greater wage equality, drive this. In the United States, for example, women account for more than half of all business owners and primary breadwinners in households.


These trends magnify the need for women to be involved in, informed about, and comfortable with their role as guardians of family wealth. This can be done by helping them gain clarity in defining their goals, implementing strategies to help achieve those goals, and overseeing the management of all aspects of their wealth.


As stewards of their families’ legacy, women have the opportunity to use their wealth as a platform for philanthropy. They can make strategic use of a variety of charitable-giving vehicles, such as donor-advised funds, family foundations, gift annuities, and charitable remainder trusts/charitable lead trusts.


The “Money Talks for Women” platform offers a broad range of advice that can be tailored to your goals and values while making a direct and meaningful impact. It’s a unique program founded by, funded by, built for, and invested in women because Lynn Kitchen believes that by empowering women through money mentoring, we can all have a real impact on the world around us.




lynn kitchenHere’s what I believe: INSIDE, EVERY WOMAN IS AN ACE MONEY MANAGER! That’s right! And that means you! JOIN ME HERE TO GET STARTED TOWARD FINANCIAL EMPOWERMENT (Join the waitlist for my next Money Talks Event at

Join the Waitlist for my next Money Talks Financial Clinic in MARCH 2023






DISCLAIMER: This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice. Investing involves risk, including possible loss of principal. Opinions and estimates offered constitute our judgment and are subject to change without notice, as are statements of financial market trends, which are based on current market conditions. We believe the information provided here is reliable, but do not warrant its accuracy or completeness.